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Understanding supplemental dental insurance

Understanding supplemental dental insurance

Did you know teeth start to form even before we are born, but they come through only when we are 6-12 months old? And, while baby teeth fall off and permanent teeth takes its place, losing this set of permanent teeth results in a condition called Edentulism or toothlessness. While a toothless smile would look adorable on babies or really old people, the rest of us might prefer to visit a dentist to set things straight!
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What you need to know about unemployment loans

What you need to know about unemployment loans

In many cases, when a person is unemployed, they may be offered a loan from a high street lender. In this case, the rate of interest to be paid on loan will be very high and will also be accompanied by lending charges. Here is what to keep in mind while acquiring a loan when unemployed.
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No credit check loans for the unemployed

No credit check loans for the unemployed

An unemployed person with bad credit can apply for a no credit check loan because in most cases these are the only kinds of loans unemployed people can acquire without major difficulties. Here is what to keep in mind while trying to obtain such a loan: Online private lenders: Most often these kinds of loans are not offered by traditional banks, and the best place to find them is to private lenders.
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Things to keep in mind while getting student loans

Things to keep in mind while getting student loans

A student loan is a type of loan formed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. The interest rates on student loans are usually much lesser when compared to other kinds of loans, and the repayment scheme is a little less strict, keeping in mind that the students are still in school while they repay the amount due.
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Three types of Student Loan Forgiveness plan

Three types of Student Loan Forgiveness plan

If you’re a student carrying the burden of a student loan, you probably think that you qualify for student loan forgiveness. We’re here to break it down for you. Here are some student loan repayment plans that qualify for student loan forgiveness. Public Service Loan Forgiveness (PSLF) This is the most popular program among students to get student loan forgiveness.
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What should be included in a promissory note?

What should be included in a promissory note?

A promissory note is a legally binding document attesting a relationship between a lender and a borrower. It works as a promise to pay the loan amount as well as the interest within a specific period. A promissory note must answer six most important questions, as listed below. Who are the parties involved?
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Key terms found in a promissory note

Key terms found in a promissory note

A promissory note is a “promise” of loan payment by an individual to an individual or a bank within the decided deadline. A promissory note is used to make the borrower accountable for paying back the loan amount to a bank or a private lender. They are also used to maintain loan records and for taxation.
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Important things you need to know about payday loans or cash advances

Important things you need to know about payday loans or cash advances

A payday loan or a cash advance is a short-term and small-dollar loan given out to borrowers who are in need of cash for an unexpected expenditure or an emergency situation. It could also be used to cover expenses between the arrival of paychecks. Cash advances are used only for short-term loan requirements and are unsuitable for long-term requirements.
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